Comparison websites offer generic, one-size-fits-all comparisons, lacking the personal touch and in-depth understanding of your needs that an insurance broker provides.

Some comparison websites may prioritise insurers that pay them higher commissions, potentially leading you towards options that are not in your best interest.​

If you face an issue with your insurance, comparison websites won't be there to advocate for you. You're on your own in navigating claims and disputes.​

These websites might not include all insurance providers or options, potentially missing out on more suitable coverage that an insurance broker can identify.

Comparison websites often prioritise cost-saving options, potentially overlooking the best-fit coverage for specific needs, leading to compromises in either value or protection

Independent insurance brokers offer a level of personalized expertise that comparison websites can't match. They take the time to understand your unique situation, ensuring your insurance coverage meets your specific needs.​

IPMI plans typically include a broad network of hospitals and doctors globally. This means you can access quality healthcare and choose your preferred medical providers, offering flexibility and peace of mind.

In case of claims or disputes, brokers serve as your advocates, helping you navigate the complexities of the insurance process and ensuring your voice is heard.​

Brokers have access to a wide array of insurance products, offering comprehensive coverage solutions tailored to your requirements.

Brokers strive to find you the most cost-effective insurance solutions without compromising on coverage, ensuring you get the best value for your investment.

Health insurance companies offer their own insurance products. While this can streamline the process, it may limit the range of options available to the client.

Insurance companies sell their products directly to consumers. This can simplify the purchasing process but may lack the personalized guidance that brokers offer.

Health insurance companies manage their policyholder's claims directly. This can lead to a potential conflict of interest when assessing claims.

Insurance companies have in-depth knowledge of their own products but may not provide insights into alternatives that could be more suitable for the client.

Insurance companies may not offer comparisons with other insurers, potentially missing out on cost-effective or more comprehensive coverage options.

Independent brokers provide unbiased advice and offer a broad view of the insurance market. They don't work for a specific insurance company, ensuring that their recommendations are in the client's best interest.

Brokers have access to a wide range of insurance products from multiple insurers, allowing them to tailor coverage to the client's specific needs.

Brokers offer personalised service, taking the time to understand the client's unique requirements and providing guidance accordingly.

In the event of a claim or dispute, brokers act as advocates for their clients, helping navigate the claims process and resolve issues.

Brokers provide ongoing support, assisting with policy changes, renewals, and ensuring that the coverage remains relevant as the client's circumstances change.

Local health insurance typically offers coverage within the country of purchase. It may not provide coverage when you travel or live abroad, leaving you exposed to health risks while outside your home country.

Local plans often have a limited network of healthcare providers, which may restrict your choice of doctors and hospitals. If you require specialised care or prefer a specific medical facility, your options can be limited.

Local plans may not provide multilingual support or familiar healthcare practices for expats or travelers, which can lead to communication challenges and misunderstandings.

IPMI is designed for individuals living or traveling abroad. It offers worldwide coverage, ensuring you receive medical care regardless of your location, whether you're in your home country or another part of the world.

IPMI plans typically include a broad network of hospitals and doctors globally. This means you can access quality healthcare and choose your preferred medical providers, offering flexibility and peace of mind.

IPMI providers often offer multilingual support and assistance. This can bridge cultural and language barriers, ensuring you receive care in your preferred language and with a clear understanding of your medical needs.​