Local health insurance typically offers coverage within the country of purchase. It may not provide coverage when you travel or live abroad, leaving you exposed to health risks while outside your home country.

Local plans often have a limited network of healthcare providers, which may restrict your choice of doctors and hospitals. If you require specialised care or prefer a specific medical facility, your options can be limited.

Local plans may not provide multilingual support or familiar healthcare practices for expats or travelers, which can lead to communication challenges and misunderstandings.

IPMI is designed for individuals living or traveling abroad. It offers worldwide coverage, ensuring you receive medical care regardless of your location, whether you're in your home country or another part of the world.

IPMI plans typically include a broad network of hospitals and doctors globally. This means you can access quality healthcare and choose your preferred medical providers, offering flexibility and peace of mind.

IPMI providers often offer multilingual support and assistance. This can bridge cultural and language barriers, ensuring you receive care in your preferred language and with a clear understanding of your medical needs.​